If purchasing a home seems overwhelming, TCF will help you navigate. Cutting through the complexity is half the battle, so, together, we’ll help you find the best options to turn “that house” into your home.

Begin loan process

Benefits of buying a home with TCF

  • Little to no down payment options
  • Convenient online application process
  • Stop renting and start building equity

Loans available

Below are just a few of the many home loan solutions we offer to help you realize your dream of homeownership.
Conventional mortgage

Offers fixed or adjustable rates for homebuyers with good credit and funds for a down payment.

FHA loan

Allows qualified homeowners to move into a home with reduced out-of-pocket expenses and could be a good option for first-time homebuyers.

Heart and Home1

Looking for a little extra support with closing costs, such as title insurance, appraisal fees or credit report costs? This closing cost assistance program is here to help for borrowers who qualify.

State housing programs

Designed to help open the door for homeownership with affordable loans and down payment assistance options for borrowers that qualify.

Home improvement loan2

Whether you’re ready to tackle a major renovation, or just have some basic repairs you’ve been putting off, we can get you the financing you need.

VA loan

Exclusively for veterans, active duty service members, and surviving spouses.

Doctor loan

Physicians, dentists, chiropractors, pharmacists, optometrists and veterinarians may enjoy the benefits of this loan.

Construction loan

Whether you are buying a lot or building land you already own, we can help you finance the construction of your new home.

Additional solutions

From jumbo loans to ARMs and beyond, we have solutions to meet your needs.

1 Borrowers subject to program, income and location eligibility guidelines and restrictions.

2 The Annual Percentage Rate (APR) is as low as 3.99% as of 1/1/2021. Advertised APR applies to qualified first lien loans. Rates subject to change. Real estate used as collateral. No origination fee for qualified first liens. Origination fee applies to subordinate lien loans. All loans are subject to credit approval. Not valid with other special offers or premium.
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Connect with a mortgage loan officer

Our team of experienced mortgage loan officers are here to help you every step of the way. Search through our database to connect with a professional in your area.

Tools for your home buying journey

Use our mortgage calculator to help you calculate your monthly payment.
This step-by-step guide can help you make better choices along your path to owning a home.
Be prepared by knowing which documents you'll need to provide.

We're here to help!

Because everyone deserves to own their own home, TCF is committed to making the process more accessible. Our local and knowledgeable team will help you cut through the complexity and fully understand your options.


We’re here to help you find the answers. Call to speak to a mortgage loan officer.




Fill out the form, or visit a local banking center and let our team help you find the best fit for you.
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All loans are subject to credit approval
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