With a personal loan you can consolidate debt, manage extra expenses, or pay off unexpected bills. Must be a TCF Bank checking, savings, CD, or money market account customer to apply. Not a TCF customer?
Check your rateBenefits of a personal loan
- Rates as low as 6.99% APR
- Loan amounts up to $35,000
- No upfront fees and fast access to funds
Check your rate in minutes. Once approved, fast funding!
Great ways to use a personal loan
Debt consolidation
With rates as low as 6.99% APR, consolidating debt into a fixed-rate loan could help you ease financial burdens.
Home repairs
Get cash quickly to pay for planned, and unplanned, home repairs so you can keep your place in tip-top shape.
Medical or dental bills
A personal loan helps you handle unexpected medical or dental bills, so you can focus on getting well – not stressing over finances.
Legal expenses
There are many reasons to retain an attorney, such as: divorces, adoptions, estates, and other purposes. A personal loan can help cover legal expenses so you can stay focused on important matters.Ready to get started?
Check your rate in minutes. There’s no impact to your credit score when you check your rate.
Not a TCF Customer?
No problem! We have many account options to choose from, including TCF Free Checking, offering no monthly fee for active accounts with e-statements. Other fees may apply.
Once you are a TCF customer with an active checking, savings, CD, or money market account, return to this page to start your personal loan application.
Click below to open a TCF Free Checking account or view other account options.
Make a personal loan payment
It’s easy to make a payment on your TCF personal loan. Set up auto-pay for an easier way to keep your finances organized, or make a one-time monthly payment.

NMLS Registry Listing
Minimum loan amount in Ohio is $6,000. Personal loans are not available in Massachusetts or West Virginia.