CONSUMER LOANS

Tap into your home’s equity

You’ve worked hard to invest in your home. With a home equity line of credit or loan, you can pursue your life goals, such as home improvement projects, education and more.

Home equity line of credit benefits

Convenient
  • Once you’re approved, only borrow what you need, when you need it, and make interest-only payments for the first 10 years of the loan term
  • The ability to tap into your home equity without losing your current first mortgage rate.
  • Easy access with checks or a HELOC Card if requested.
Cost-effective
  • Interest may be tax deductible; consult your tax advisor on the deductibility of interest and charges
  • Up to $500,000 line amount; loan amount determined by Combined Loan To Value

Competitive rates

Servicing Fee Schedule

Home equity loan benefits

Favorable terms
  • Short and long term options available
  • $5,000-$500,000 (loan amount determined by Combined Loan To Value)
Interest may be tax deductible
  • Consult your tax advisor on the deductibility of interest and charges
Competitive rates plus manageable payments
  • Security and predictability of a set payment for the life of your loan
  • Fixed monthly payments; secured by the residence

Home Equity Loan Contact & Notices of Error

Reasons to tap into your home’s equity

1.  Home improvements

Finish a basement, landscape a backyard, or upgrade your bathrooms or kitchen.

2.  Debt consolidation

Pay off high-interest credit cards or consolidate debt into one affordable monthly payment.

3.  Upcoming life events

Prepare for an upcoming large purchase, event or expense.

4.  Job aid

Start a new business venture, or ease the stress of a job loss.

5.  Mortgage insurance

Avoid or eliminate the need for mortgage insurance.

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Home improvement loan 

Whether you’re ready to tackle a major renovation, or just have some basic repairs you’ve been putting off, we may be able to help you with the financing you need.
  • Hassle-free application process
  • Manageable monthly payments
  • Loans from $5,000-$25,000
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All loans are subject to credit approval
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