Each TCF account is jam-packed with handy features to help you bank better.
Welcome. Looking for a new checking account? TCF has joined The Huntington National Bank to create a top 10 U.S. regional bank that looks out for people. Open your new account with Huntington.
CHECKING & SAVINGS
We makes banking easier
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CHECKING
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SAVINGS
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CD
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IRA
COMPARE AND SHOP TCF CHECKING ACCOUNTS
TCF Free Checking®
- No monthly maintenance charge for active accounts with online statements
- A convenient, free checking account with all of our standard features
- Checks available for order
$25
Minimum opening deposit- No monthly maintenance charge for active accounts with online statements
- A convenient, free checking account with all of our standard features
- Checks available for order
TCF® Premier Checking
- No TCF fee for withdrawals at TCF and non-TCF ATM
- Free overdraft protection transfers
- Earns interest
- Free basic style checks and official bank checks
- No TCF fees for international use of your debit card
- No TCF fees for incoming/outgoing wire transfers
$25
Minimum opening deposit$15
Monthly maintenance chargeWaived with a minimum daily account balance of $2,500 or minimum daily combined balance of $15,000. Other fees may apply
- No TCF fee for withdrawals at TCF and non-TCF ATM
- Free overdraft protection transfers
- Earns interest
- Free basic style checks and official bank checks
- No TCF fees for international use of your debit card
- No TCF fees for incoming/outgoing wire transfers
TCF® Base Account
- Never have an overdraft or non-sufficient funds (NSF) fee
- Checks are not available with this account, but official checks are available for purchase
- No minimum balance required
$25
Minimum opening deposit$4
Monthly maintenance charge- Never have an overdraft or non-sufficient funds (NSF) fee
- Checks are not available with this account, but official checks are available for purchase
- No minimum balance required
TCF® Teen Checking
- No monthly maintenance charge for active accounts
- For ages 14-17 with an adult cosigner
- TCF fee refunded for up to two withdrawals at non-TCF ATMs per statement cycle
$25
Minimum opening deposit$0
Monthly maintenance charge- No monthly maintenance charge for active accounts
- For ages 14-17 with an adult cosigner
- TCF fee refunded for up to two withdrawals at non-TCF ATMs per statement cycle
Why choose TCF checking?
Each TCF checking account is jam-packed with handy features to help you bank better.- Digital banking with online bill pay
- Mobile app with mobile deposit
- Debit card enabled with tap to pay for a fast, secure shopping experience – use when you see the contactless payment symbol.
- Free TCF ATM withdrawals
- Free online statements
- Direct deposit enabled
CHECKING & SAVINGS
TCF Free Savings
Be prepared for life’s little surprises. A Free Savings account gives you a separate place to build your savings, with no monthly charge for active accounts. Excessive withdrawal and other fees may apply. Available to TCF personal checking customers. Limit one account per person.
Shop smart with this credit card.
Our Welcome Kit includes tips and topics to help you make the most of your account.
COMPARE AND SHOP TCF BANK SAVINGS ACCOUNTS
TCF® Free Savings
- No monthly maintenance charge or minimum balance for active accounts
- Earn interest starting with your first penny
- Use your checking account debit card at TCF ATMs to access your savings and checking accounts
- Available to TCF personal checking account customers only; limit one account per person
$25
Minimum opening deposit$0
Minimum monthly maintenance charge- No monthly maintenance charge or minimum balance for active accounts
- Earn interest starting with your first penny
- Use your checking account debit card at TCF ATMs to access your savings and checking accounts
- Available to TCF personal checking account customers only; limit one account per person
TCF® Classic Savings
- Earn interest starting with your first penny
- Use your ATM card to make free withdrawals at TCF ATMs; if you have a checking account, you can link your savings account to your debit card
$25
Minimum opening deposit- Earn interest starting with your first penny
- Use your ATM card to make free withdrawals at TCF ATMs; if you have a checking account, you can link your savings account to your debit card
TCF® Elevate Savings
- A savings account designed for larger balances
- Earns interest
- Use your ATM card to make free withdrawals at TCF ATMs; if you have a checking account, you can link your savings account to your debit card
- New money required; limit one account per person
$25
Minimum opening deposit$10
Monthly maintenance charge; waived with $5,000 minimum daily account balance
- A savings account designed for larger balances
- Earns interest
- Use your ATM card to make free withdrawals at TCF ATMs; if you have a checking account, you can link your savings account to your debit card
- New money required; limit one account per person
TCF® Money Market
- Earn interest starting with your first penny
- Use your debit card or write checks to make purchases directly from your account; limits apply
- A debit card gives you access to your money at an ATM
$25
Minimum opening deposit$10
Monthly maintenance charge; waived with $2,500 minimum daily account balance- Earn interest starting with your first penny
- Use your debit card or write checks to make purchases directly from your account; limits apply
- A debit card gives you access to your money at an ATM
Why choose TCF savings?
TCF savings accounts offer many features and benefits to help you bank better.
- Earn interest
- Free digital banking, including transfers between your TCF checking and savings account; limits apply
- Use planning tools to set savings goals
- Link to your checking account and set up an overdraft protection transfer service
- Use one debit card at TCF ATMs for both your savings and checking accounts
Certificate of Deposit
Explore CD rates that help you build your savings with a fixed rate for the term you select.
- Earns interest
Earn a fixed, competitive interest rate on your certificate of deposit. - Wide range of terms
Choose from 3 months to 10 years. CDs with longer terms typically have higher CD rates. - $100 minimum to open. Early withdrawal penalties may apply
Explore CD rates that help you build your savings with a fixed rate for the term you select.
- Earns interest
Earn a fixed, competitive interest rate on your certificate of deposit. - Wide range of terms
Choose from 3 months to 10 years. CDs with longer terms typically have higher CD rates. - $100 minimum to open. Early withdrawal penalties may apply
*Annual Percent Yield. Other terms apply. Offer available to Minnesota residents for personal accounts opened in Minnesota. Review the Terms and Conditions for Certificate of Deposit accounts. Early withdrawal penalties and other fees may apply.
Pricing schedule and fee information
- Early withdrawal penalties may apply to withdrawals made prior to the end of your CD term.
- Review the Terms and Conditions for Certificate of Deposit accounts for additional details.
- View all fee details that may apply to your account in our Schedule of Fees
Credit builder loan
Whether you need to establish credit from scratch or are rebuilding credit with a specific goal in mind, it’s easy to take control with credit builder loan.
See how a CD laddering strategy can give you better rates while keeping funds periodically accessible at certain timeframes.
Find out which is the best place for you to grow your money.
Explore the extra benefits of our Premier Checking account, including no TCF fees at ATMs, earns interest, waived international transaction fees and more.
Individual Retirement Accounts
One of the smartest, most tax-efficient ways to save for retirement is with an Individual Retirement Account (IRA). TCF offers both Traditional and Roth IRA plans, as well as savings and CD investment options to diversify your money and maximize your earning potential. It's never too early to start.
$0
Monthly maintenance charge
Consult a tax and/or legal advisor for guidance and information on which account fits your situation.
One of the smartest, most tax-efficient ways to save for retirement is with an Individual Retirement Account (IRA). TCF offers both Traditional and Roth IRA plans, as well as savings and CD investment options to diversify your money and maximize your earning potential. It's never too early to start.
Traditional IRA
A traditional IRA allows you to contribute pre-tax dollars toward investments that can grow tax-deferred. After age 59½, withdrawals are penalty-free and taxed as current income.Roth IRA
A Roth IRA allows you to contribute after-tax dollars toward investments that can grow tax-deferred. After age 59½, withdrawals are penalty-free and tax-free.
Rollover IRA
A rollover IRA is a special type of traditional IRA you can transfer your employee retirement funds into when you change jobs or retire.