Asset-based loans are designed to increase your borrowing capacity by leveraging the value of your existing assets. Asset-based loans leverage a company's accounts receivable, inventory and fixed assets as collateral. Unlike cash flow or enterprise value lending that relies primarily on a borrower's historical cash flow generation and projected performance as loan criteria, asset-based loans also increase a borrower's financing capacity by leveraging the value of their existing assets.
As your assets build, so do your options.
That’s where our experience counts most, showing you the possibilities and helping you proceed with a clear path to success.
Asset-based loans can be part of a variety of loan structures, including:
- Revolving loans supported by a borrowing base of working capital assets which can be used to help fund daily operations and seasonal cash cycle fluctuations
- Term loans supported by fixed assets (machinery and equipment and/or real estate) which can be used to fund growth or help finance an acquisition
All loans/leases are subject to credit approval. Equal Opportunity Lender